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Savings rates

Rates effective as December 2016

Account type Rate APY*
Regular shares 0.25% 0.25%
Christmas clubs 0.25% 0.25%
Share certificates
1 year term 0.50% 0.50%
2 year term 0.75% 0.75%

* APY is the annual percentage rate

Rates are subject to change without notice

Please contact us for our current rates.

Fee schedule

Savings account fees
Returned deposited item $35.00
Christmas Club early withdrawal fee $10.00
Dormant account fee $5.00
Checking account fees
Returned deposited item $35.00
Courtesy pay $25.00
Insufficient funds $25.00
Check image fee $1.00
Dormant account fee $5.00
Visa debit card
Dispute charges $20.00
Replacement card $10.00
Replacement PIN $3.00
Bill pay
Monthly charge $0.00
# of months free 3 months
Trans. limit 10 per month
Per item fee after limit $0.50
Enrollment fee $0.00
Payee and postal returns fee $15.00
NSF fee $5.00
Inactivity fee $5.00 after 3 months inactive
Overnight fee $14.95
2nd day fee $9.95 standard or $4.95 economy
Charitable donations $1.99
Gift pay $2.99
Loans
Documentation $15.00
Miscellaneous fees
Replacement lien $5.00
Gift cards $3.00
Money orders $1.50
Returned mail $1.00
Travel money card fee $3.00